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Medical Plans

Confused about Health Care Reform and its effect on your business?

If you are an employer looking for a group medical plan designed to meet the special needs of a government contractor or the Affordable Care Act (ACA), then Patterson Smith Associates, LLC  can help. We can provide you with group health insurance from all major insurance companies, including self-insurance options.

Major Medical
These programs provide comprehensive medical coverage for your employees, meeting the minimum value guidelines and coverage mandates required under ACA and state insurance laws. We also provide ongoing support in helping you meet all the requirements under the ACA, including compliance support and all required participant notices.

Group Dental, Life and Disability
Group Dental, Life and Disability insurance programs are relatively inexpensive enhancements to your company’s benefits program and provide additional income security for your employees and their families.

MEC & Mini – Medical
These programs are designed for utilization of lower fringe amounts including the fringe requirements on service contract act and living wage law projects. MEC plans can also help alleviate potential penalties under the employer mandate of the Affordable Care Act (ACA) , a.k.a. ObamaCare.

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