Medical & Ancillary Plans
If you are an employer looking for a group medical plan designed to meet the special needs of a government contractor or the Affordable care Act (ACA), then PSA can help. We can provide you with group health insurance from all major insurance companies, including self-insurance options.
- Major Medical insurance for contractors designed to comply with hourly requirements for companies who must submit certified payrolls. Plans which meet minimum value and affordable tests under the Affordable Care Act.
- Health Reimbursement Arrangements (HRA) in Connections with an ACA compliant group health plan, provide the benefit of knowing that the employees out of pocket, co-pays and other IRS-approved medical expenses are taken care of. No group plan? Offer an individual HRA allowing the employee to purchase health insurance of their choosing.
- Group Dental, life and Disability insurance programs are relatively inexpensive enhancements to your company’s benefits program and provide additional income security for your employees and their families.
- MEC & Mini – Medical programs are designed for utilization of lower fringe amounts including the fringe requirements on service contract act and living wage law projects. MEC plans can also help alleviate penalties under the employer mandate of the ACA
HOW WE CAN HELP…
1.Consulting
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The Advisory Team's deep understanding of the marketplace, health care reform, and strategies for multi-year cost containment leads to a successful employee benefits program.
2. Management
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A designated Account Manager equipped with a proactive 12 month service calendar provides continuous assistance with the ongoing administration and optimization of the program.
3. Enrollment
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Innovative technology and the unique experience of an Implementation Specialist help ensure the plan information and value of the benefits are properly communicated to employees.
4. Compliance
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As health care reform unfolds, our on-staff Benefits Counsel prepares insightful guidance around the employer's responsibilities, options, and potential consequences for non-compliance.
